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HOW CAN I HELP YOU?
Questions regarding your plan or coverage
Call Member Service
1-800-262-2583.
TTY for hearing-impaired customers: 711.
Corporate Address
Blue Cross Blue Shield of Massachusetts
101 Huntington Avenue,
Suite 1300
Boston, MA 02199
General Member Service Correspondence
Blue Cross Blue Shield of Massachusetts
P.O. Box 9134 N.
Quincy, MA 02171-9134
Billing address for non-group premium payments*
Blue Cross
Non-group premium
PO Box 371314
Pittsburgh, PA 15250-7314
Note: If you have a health plan through your employer or if you bought one from the Massachusetts Health Connector, please contact them about where to send your payment.
*If you bought an individual or family plan directly from Blue Cross Blue Shield of Massachusetts, please send your premium payment to the address listed above.
Find a doctor (MA)
To Find a Doctor & Estimate Costs (in Massachusetts), call 1-800-821-1388
Find a doctor (Outside MA)
To Find a Doctor (outside Massachusetts), call 1-800-810-BLUE (2583)
Behavioral health
To access Behavioral Health and Substance Use pre-approvals, call 1-800-444-2426
Privacy violation
To report a suspected privacy violation, please call 1-866-635-3114
24/7 nurse line
To access the 24/7 Nurse Line, call 1-888-247-BLUE (2583)
Mail Service pharmacy
To contact the mail service pharmacy call CVS Customer Care at 1-877-817-0477 (TTY: 711).
Frequently Asked Questions
Create an account or sign in to MyBlue to see the status of your deductible (if you have one). Your most recent Explanation of Benefits also shows deductible amounts met for the current year. Please contact Member Service at the number on the front of your ID card if you have questions about your deductible.
Your copayments for medical services are shown at the bottom of your ID card.
If you have pharmacy benefits, you can find prescription medication copayment information by signing into your MyBlue account, and then click Review Your Benefits.
You can also call Team Blue at the Member Service number on your ID card.
Your copayments are usually a fixed dollar amount (for example, $10, $20, or $30) you pay each time you use a particular medical service or fill a prescription. Copayments are usually due at the time you have an office visit or fill a prescription.
Medical services that may have copayments include:
- Office visits
- Mental health provider visits
- Emergency room visits
- Create an account or sign in to MyBlue for detailed information about your benefits.
Also known as cost-sharing, co-insurance is the portion of eligible expenses that plan members are responsible for paying, typically after the deductible is met. Co-insurance is usually a percentage of the provider's actual charge, or the allowed amount.
If you are an HMO Blue®, HMO Blue New EnglandSM, Blue Choice®, or Blue Choice New EnglandSM member, you must choose a PCP. Your PCP is your partner in guiding you through the health care system. In addition, your PCP will serve as your health care advisor when you have questions or need treatment, and will make sure you receive the care you need.
By coordinating your care through a PCP, you can develop a relationship with a trusted health care provider who will become familiar with your health care concerns. If you need a specialist, your PCP can refer you to one—and give your specialist background about your condition and any previous treatment you may have had.
While not all of our plans require that you choose a PCP, having one is a great way to make the most of your Blue Cross Blue Shield of Massachusetts coverage.
Choosing your PCP is important, and there are several factors you should consider when making your decision. You might want a PCP with a particular subspecialty, such as gastroenterology or cardiology, or perhaps you want a PCP who is affiliated with a particular hospital. You might be more concerned with your PCP's education, or maybe location or public transportation access matters to you most. Before choosing a PCP, make a list of the things that are most important to you. Then you can find a PCP in one of three ways:
- Use our Find a Doctor & Estimate Costs service and create your own Provider Directory.
- You can obtain a Provider Directory for your plan by calling 1-800-262-BLUE (2583).
- You can also call our Physician Selection Service at 1-800-821-1388 if you'd like help selecting a PCP.
- Once you select a PCP, create an account or sign in to MyBlue to designate your PCP, or call Member Service at the number on the front of your ID card.
If you are an HMO Blue member and receive services without choosing a PCP, those services will not be covered. A PCP must be noted for services to be covered and paid. If you are a Blue Choice member, you should have a PCP on our records, even though you may wish to see providers who are not in the network. Please note that Blue Choice members incur higher out-of-pocket expenses when they self-refer.
Yes. Each member of your family should choose a PCP who best suits their needs. Our New England plans include PCPs in all six New England states.
Yes. All HMO Blue and HMO Blue New England members must get a PCP referral before seeing a specialist. Because your PCP knows your history and health care needs, he or she is best qualified to help you decide whether a specialist is needed. Blue Choice and Blue Choice New England members have the option to self-refer for covered services at a higher out-of-pocket cost.
Always discuss your concerns with your PCP. Your PCP will work with you to explore all the available options and make sure your medical needs are met.
Blue Cross Blue Shield of Massachusetts does not offer incentives to limit your care. That means your PCP concentrates on making sure you receive appropriate care in the right setting.
If you have a condition that requires prompt treatment but can wait for the time it takes to contact your PCP for direction, this is considered urgently needed care. A sprained ankle, earache, and a fever are examples of urgently needed care.
You may need emergency care because of the sudden onset of a condition with acute symptoms, including severe pain, which are severe enough that the lack of prompt medical attention could reasonably be expected by a prudent layperson, who has an average knowledge of health and medicine, to result in placing your health or the health of another (including an unborn child) in serious jeopardy. A suspected heart attack, stroke, poisoning, loss of consciousness, convulsion, and a suicide attempt are examples of medical emergencies. If you need emergency care, go to the nearest medical facility or call 911 (or your local emergency number).
If you think you need to see a specialist, you should discuss it with your PCP. Your PCP will help you determine whether or not a specialist is needed and refer you to one who is best qualified to treat your condition.
Your network includes a comprehensive listing of doctors in a wide variety of specialties. If your doctor believes you need to see a type of specialist not included in the network, he or she may refer you to one outside the network and those services will be covered.
Finding a doctor is easy and can be done in one of three ways:
- Use our Find a Doctor & Estimate Costs service and create your own Provider Directory.
- You can obtain a Provider Directory for your plan by calling 1-800-262-BLUE (2583).
- You can also call our Physician Selection Service at 1-800-821-1388 if you'd like help selecting a PCP.
- Once you select a PCP, create an account or sign in to MyBlue to designate your PCP, or call Member Service at the number on the front of your ID card.
Yes. You may change your PCP at any time and as often as you choose. You do not have to specify a reason. Your change is effective immediately upon notifying us.
If you have an urgent health care need, call your PCP first. Your doctor will either treat you or advise you on what to do. All of our plan providers have 24-hour telephone coverage.
If you or a family member is having a life-threatening emergency, call 911 or your local emergency care service and get help immediately. Contact your PCP as soon as possible after you've been treated.
If you don't have a PCP and are concerned about coverage for your emergency care, just call the Member Service number on the front of your ID card—they're here to help.
If you need urgent or emergency care outside of our service area, go to the nearest health care facility. Call the Member Service number on the front of your ID card during the next business day.
If you need routine care (checkups, vaccinations, etc.) when traveling, check with Member Service before your appointment.
Because we are dealing with personal information, security is our top priority. For your protection, we have assigned all members a unique password. This safeguards your personal information, and gives you the exclusive ability to update it. We use the best web security practices available to ensure that your personal information is updated only by you.
Most young adults transition between the ages of 18 and 21. We can help with that. Check out our Find a Doctor & Estimate Costs tool to search for a new doctor for your child.
An independent clinical lab is a laboratory that is not part of a hospital or hospital-based facility. Independent clinical labs perform tests or procedures to help diagnose and/or treat medical conditions. Some examples of tests include blood tests, urinalysis, and Pap tests. Some examples of independent clinical labs include Quest Diagnostics and LabCorp.
A freestanding imaging center is an imaging center that is not part of a hospital or hospital-based facility. Freestanding imaging centers produce specialized images to help diagnose medical conditions. Imaging examples include X-rays, MRIs, and ultrasounds. Some examples of freestanding imaging centers include Shields MRI and Premiere Diagnostics.
There are several ways to find an independent lab or freestanding imaging center:
- Ask your doctor to refer you to a non-hospital provider
- Use the Find a Doctor & Estimate Costs
- Call Member Service at the number on your Blue Cross ID card
- Refer to the Diagnostic Tests and Imaging Centers section in your health plan Provider Directory
Costs for diagnostic tests and imaging services performed at hospitals or hospital-based outpatient centers are often among the highest. Your total cost of care will be lower and your out-of-pocket costs may be lower when you have your procedure performed at an independent clinical lab or freestanding imaging center. You’ll receive the same services, just at a different location.
First, contact Member Service at the toll-free number on the front of your ID card. A Member Service representative will explain your benefits, answer your questions, and work to resolve any problems you might be having. Most of the time, one call is all it takes to address your concerns.
If, after speaking with Member Service, you feel your issue is still not resolved, you may request a formal review through our Appeal Grievance Program. A grievance specialist will be assigned to your case and will guide you through the process. Learn more about the Appeal and Grievance Program.
If you or a family member is having a life-threatening emergency, call 911 or your local emergency care service and get help immediately. Contact your PCP as soon as possible after you've been treated.
If you don't have a PCP and are concerned about coverage for your emergency care, just call the Member Service number on the front of your ID card—they're here to help.
If you have an urgent health care need, call your PCP first. Your doctor will either treat you or advise you on what to do. All of our plan providers have 24-hour telephone coverage.
If you need urgent or emergency care outside of our service area, go to the nearest health care facility. Call the Member Service number on the front of your ID card during the next business day.
If you need routine care (checkups, vaccinations, etc.) when traveling, check with Member Service before your appointment.
If your plan requires that you choose a PCP, you must get a PCP referral before seeing a specialist. Talking with a PCP can also help you understand what's involved with specialty care if you need it.
If your plan doesn't require that you choose a PCP, you can see a specialist or other health care provider without a referral. However, you'll still need to see a provider who participates with Blue Cross Blue Shield of Massachusetts in order to have your benefits covered at the highest level.
Create an account or sign in to MyBlue to view your Summary of Benefits online. You can also call Member Service at the number on the front your ID card.
Your primary care provider (PCP) is the most important part of your health care team. With a comprehensive understanding of your medical history and conditions, your PCP will be your partner in everyday, preventive care, as well as the coordinator of any specialized care you may need. We believe collaborative relationships between you and our team of trusted, skilled doctors provide you with the best possible care.
Your PCP will be your advocate, no matter what your health needs. He or she collaborates with our team of trusted specialists to be sure you’re getting the care you need. This allows your PCP to ensure good communication and coordination among all the providers involved in your care.
Before you seek specialty care, be sure to contact us so we can arrange any specialty care you may need. If you have a request for medical care services outside of our group, you should discuss this option with your PCP. He or she will work with you to make a decision, keeping accessibility, timeliness, cost, and quality of care in mind.
While not all of our plans require that you choose a primary care provider, having one is a great way to make the most of your Blue Cross Blue Shield of Massachusetts coverage.
Each covered member of your family may choose his or her own primary care provider (PCP), and choosing the right one is important. There are many different types of PCPs, including general practitioners, internists, pediatricians, family medicine physicians, and nurse practitioners. To choose the best fit for you or your family member, begin by asking for recommendations from the people you trust. You should also consider each PCP’s distance and accessibility from your work or home. Most importantly, talk with us to be sure that the practice can meet your personal health care needs.
For the most up-to-date provider listings, call the Find a Doctor Support Line at 1-800-821-1388 or visit Find a Doctor & Estimate Costs.
Using the Find a Doctor & Estimate Costs tool, you can search for a PCP by:
- Gender
- Language(s) spoken
- Hospital affiliation
- Medical group
- Extended/weekend hours
- Electronic capabilities (e.g., electronic medical records, electronic prescribing, and web consultation)
- Once you select a PCP, you have to inform Blue Cross Blue Cross Blue Shield of Massachusetts. You can select your PCP by logging in and visiting the My Account section and selecting Change My Primary Care Provider, or call Member Service at the number on the front of your ID card.
In general, you may change your PCP at any time. Simply create a Blue Cross Blue Shield of Massachusetts account or sign in to MyBlue to select your PCP online, or call their Member Service line at the number on the front of your ID card
Your doctor may request an exception from our Pharmacy Operations Department to provide coverage for a non-covered medication when medically necessary. If approved, the medication will require the highest copayment level. If the request is not approved, you'll remain responsible for the full cost of the medication. You may use our standard member appeals process to request further review.
New ID cards are issued whenever benefits change. This might be the result of your employer's decision or a change in Massachusetts law. Your ID card contains valuable information, including phone numbers and copayment amounts, so be sure to read both sides carefully. Always carry your ID card with you to show your pharmacist or doctor.
Medications generally require prior authorization in cases where the patient must meet certain medical criteria. For certain medications approved by the Food and Drug Administration (FDA) and included on our covered medications list, also known as a formulary, we require the physician to obtain prior authorization before we reimburse the cost of the prescription medication. Patients must have pharmacy benefits under their subscriber certificates that cover those medications that require prior authorization. Please see your plan sponsor for details.
On an ongoing basis our Pharmacy & Therapeutics Committee reviews the safety, effectiveness, and overall value of new medications approved by the FDA. While a new medication is being reviewed, it will not be covered by your plan. This policy will not apply to members of our Medex®’ and Medicare HMO Blue® plans. As with other non-covered medications, your physician may request coverage for a medication under review when medically necessary.
Blue Cross Blue Shield of Massachusetts relies on physicians practicing in Massachusetts to provide feedback on pharmacy program decisions. This committee, made up of representatives of physician organizations in Massachusetts, reviews medication comparisons for clinical benefit, side effects, and relative cost. The principle mission of the committee is to ensure that our members have medications covered, or made available on an exception basis, that meet their needs and achieve desired treatment goals.
To check if a certain medication is under review and not yet covered, call Team Blue at the Member Service number on your ID card.
A pharmacy benefit manager is a company that specializes in administering pharmacy benefit programs. They also maintain an extensive retail pharmacy network to process your prescriptions. Because of their size, PBMs can negotiate discounted prices with manufacturers of medication..
Over the last two decades, the use of prescription medications to treat illnesses ranging from allergies to heart disease has increased dramatically. With this development came greater demand for brand-name medications.
During the same period, legislation has allowed manufacturers of medication to extend their patents on brand-name medications, which allows the manufacturer to sell the medication exclusively for many years with limited competition.
Medication advertising regulations have loosened as well, spurring expensive marketing campaigns for brand-name medications. These television and magazine ads have raised people's awareness of new medications, resulting in a rapid increase in the number of requests for expensive, brand-name prescription medications.
No. Generic and brand-name medications must meet the same FDA standards for safety, purity, strength, and effectiveness. The generic name of a medication is its chemical name. The brand name is the trade name under which the medication is advertised and sold. In general, generic medications are less expensive than brand-name medications. So whenever possible, ask your doctor to prescribe generic medications.
If you take medications on a regular basis, mail service pharmacy is a convenient way to save time and money. You'll pay 33% less for 90-day supplies of most maintenance medications, also known as long-term medications, when you order them through the mail service pharmacy. Plus, you can receive your medications through the mail, at home, or at work, at no additional cost for standard delivery. To start using the mail service pharmacy, sign into MyBlue or call CVS Customer Care at 1-877-817-0477 (TTY:711).
In general, it's a good idea to plan ahead so that you don't have to worry about running out of your medications while on vacation. The first step is to get a prescription from your doctor for the amount of the medication needed.
If you're traveling within the U.S. and anticipate that your prescription will run out, ask your doctor for another prescription to take with you. You can fill your prescription at any participating pharmacy in the U.S. Our network consists of over 65,000 pharmacies nationwide, including thousands of independent pharmacies and most major chains. To find a participating pharmacy in the area in which you'll be traveling, use the Pharmacy Locator tool.
If you are traveling out of the country, your pharmacist will know how to obtain authorization for a special supply.
Yes. If you have pharmacy benefits you can fill your prescription at any participating pharmacy nationwide. Our network consists of over 65,000 pharmacies nationwide, including thousands of independent pharmacies and most major chains. Use the Pharmacy Locator tool to find a participating pharmacy near you.
A formulary is a list of medications covered by a health plan. It is developed by clinical experts who regularly review medications to ensure they are both clinically appropriate and cost effective. Our formulary allows us to offer you brand-name and generic medications that meet your needs at a reasonable cost.
Quality Care Dosing (QCD) is a program designed to ensure that the quality and dose of your prescription for certain medications meet FDA and other accepted clinical practice guidelines. In cases where it doesn't, QCD offers modifications to bring quantity and dosage in-line with FDA recommendations.
If you have more than one medical or dental insurance plan you are required to provide this information to each insurer and your providers so your claims can be processed correctly, and you can get the most out of your coverage.
When you have more than one insurance plan, one plan is designated as your primary plan and will pay your claims first. The other plan(s) will pay toward the remaining cost, according to your benefits. Federal and state rules typically determine which plan is primary. If you have a question about Coordination of Benefits, please call 1-888-799-1888. Or click to learn more.
Yes. You may change your PCP at any time and as often as you choose. You do not have to specify a reason. Your change is effective immediately upon notifying us.
If you are an HMO Blue, HMO Blue New England, Blue Choice, or Blue Choice New England member, you must choose a PCP. Your PCP is your partner in guiding you through the health care system. In addition, your PCP will serve as your health care advisor when you have questions or need treatment, and will make sure you receive the care you need.
Choosing your PCP is important, and there are several factors you should consider when making your decision. You might want a PCP with a particular subspecialty, such as gastroenterology or cardiology, or perhaps you want a PCP who is affiliated with a particular hospital. You might be more concerned with your PCP's education, or maybe location or public transportation access matters to you most. Before choosing a PCP, make a list of the things that are most important to you. Then you can find a PCP in one of three ways:
- Use our Find a Doctor & Estimate Costs service and create your own Provider Directory.
- You can obtain a Provider Directory for your plan by calling 1-800-262-BLUE (2583).
- You can also call our Find a Doctor Support Line at 1-800-821-1388 if you'd like help selecting a PCP.
- Once you select a PCP, create an account or sign in to MyBlue to designate your PCP, or call Member Service at the number on the front of your ID card.
If you are an HMO Blue member and receive services without choosing a PCP, those services will not be covered. A PCP must be noted for services to be covered and paid. If you are a Blue Choice member, you should have a PCP on our records, even though you may wish to see providers who are not in the network. Please note that Blue Choice members incur higher out-of-pocket expenses when they self-refer.
Yes. Each member of your family should choose a PCP who best suits their needs. Our New England plans include PCPs in all six New England states.
Yes. All HMO Blue® and HMO Blue New EnglandSM members must get a PCP referral before seeing a specialist. Because your PCP knows your history and health care needs, he or she is best qualified to help you decide whether a specialist is needed. Blue Choice® and Blue Choice New EnglandSM members have the option to self-refer for covered services at a higher out-of-pocket cost.
Always discuss your concerns with your PCP. Your PCP will work with you to explore all the available options and make sure your medical needs are met.
Blue Cross and Blue Shield does not offer incentives to limit your care. That means your PCP concentrates on making sure you receive appropriate care in the right setting.
As a general rule, Blue Cross Blue Shield of Massachusetts will not pay for care from a specialist without a referral from your PCP. However, the following are instances when you do not need a referral:
- Emergency care.
- For HMO Blue and Blue Choice members, covered services from a network obstetrician, gynecologist, or certified nurse midwife, or gynecological services and other women's health services from a network family practitioner.
- A routine eye exam every two years for HMO Blue New England and Blue Choice New England members.
- An annual routine eye exam for HMO Blue and Blue Choice members.
Blue Choice members have the option to self-refer at a higher level of out-of-pocket costs for any other covered service. Create an account or sign in to MyBlue to review your benefits.
The cancer care team that orders your outpatient medical oncology treatment (like chemotherapy, immunotherapy, and certain medications), or radiation oncology treatment, will need to request prior authorization for coverage. This helps us ensure that you're getting the most clinically appropriate and evidence-based cancer treatment, with minimal side effects.
To learn more, read our fact sheet.
While your plan covers most types of treatment, there may be some exceptions based on the specifics of your plan. For example, if your plan doesn't cover prescription medications, you'll be responsible for paying for those your doctor prescribes. Additionally, some treatments and services, such as genetic testing, outpatient medical oncology and outpatient radiation oncology treatment, require prior authorization for coverage. Doctors who order these types of treatments should request prior authorization for you. Be sure to read your subscriber certificate carefully to find out what is covered and what may be excluded.
Based on the type of plan that a member has and the design of their plan, colonoscopies can process under one of two benefits. The cost of the service could fall under their Surgery as an Outpatient benefit or their Routine Adult Physical benefit. The liability is determined by the procedure(s) performed as well as the outcome or diagnosis determined at the visit.
If you think you need to see a specialist, you should discuss it with your PCP. Your PCP will help you determine whether or not a specialist is needed and refer you to one who is best qualified to treat your condition.
The network includes a comprehensive listing of doctors in a wide variety of specialties. If your doctor believes you need to see a type of specialist not included in the network, he or she may refer you to one outside the network and those services will be covered.
If you are an HMO Blue member you will need a PCP referral for services except for visits to your PCP, covered services from a network obstetrician, gynecologist, certified nurse midwife, gynecological services and other routine women's health services from a network family practitioner, and hearing and vision exams (once yearly for HMO Blue and Blue Choice members, once every 24 months for New England plan members).
Finding a doctor is easy and can be done in one of three ways:
- Use our Find a Doctor & Estimate Costs service and create your own Provider Directory.
- You can obtain a Provider Directory for your plan by calling 1-800-262-BLUE (2583).
- You can also call our Find a Doctor Support Line at 1-800-821-1388 if you'd like help selecting a PCP.
- Once you select a PCP, create an account or sign in to MyBlue to designate your PCP, or call Member Service at the number on the front of your ID card
Your first step is to call Member Service at the number on the front of your ID card. Our representatives are trained to help resolve any problems or concerns you may be having.
Your most recent Explanation of Benefits shows deductible amounts met for the current year. You can also call Member Service at the number on the front of your ID card.
Most of our plans cover routine physical exams and immunizations. Check your benefit literature or call Member Service at the number on the front of your ID card for information about your specific plan.
If you need emergency medical attention, go to the nearest medical facility or call 911 (or the local emergency number). If your medical need is not an emergency, please call Member Service at the number on the front of your ID card
You'll be happy to know that maternity benefits are part of nearly every plan we offer. Your subscriber certificate will tell you what services are covered. Some plans also require that you call to notify us of an expected maternity admission in advance, while others do not have this requirement.
New parents sometimes forget to update their Blue Cross Blue Shield of Massachusetts membership records when a baby is born so that claims will be paid according to your plan benefits without delay.
And don't forget, Living Healthy Babies® is always available when you need it, providing answers to baby questions from parents and parents-to-be.
Yes. Lab tests, X-rays, and other medical tests are covered when ordered by your physician. Coverage will vary from plan to plan. Check your subscriber certificate for details.
Your doctor must get prior authorization from us before we’ll cover certain genetic tests. This helps us make sure that you're getting the right test, and that it's covered by your health plan. If your doctor doesn’t get prior authorization, you’ll be responsible for the full cost of certain genetic tests. The following genetic testing categories require prior authorization:
- Prenatal screening and diagnosis of specific conditions
- Genetic/DNA testing of hereditary cancer risks
- Testing to detect DNA changes associated with specific diseases or conditions
- DNA sequencing
- Pharmaceutical testing to identify medicine and dosing requirements
- Genetic/DNA testing of hereditary heart disease risks
- Genetic/DNA testing of tumor cells
To learn more about these procedures, read our fact sheet or visit ahealthyme.com.
No. Marriage blood tests are not "medically necessary" and are not covered.
Exams required to participate in school, sports, camp, etc., are not covered. However, routine physical exams are, according to an age-based schedule. See your subscriber certificate for details.
For children under age 12, HMO Blue and Blue Choice covers preventive dental care when provided by a Blue Cross Blue Shield of Massachusetts participating dentist. This includes one initial exam per child, followed by one periodic exam every six months, one cleaning every six months, one fluoride treatment every six months and bitewing X-rays every six months. (HMO Blue New England, Blue Choice New England, Blue Care Elect, and our indemnity products do not cover this benefit.)
We also offer separate dental coverage through our Dental Blue® and Dental Blue PPO plans. Create an account or log in to review your dental benefits.
HMO Blue New England and Blue Choice New England include chiropractic coverage as part of their benefit plans. For other products, you must have a "Chiropractic Rider" in order for you to have chiropractic coverage.
As a result of the health care reform law in Massachusetts, changes have been made that affect dependent eligibility.
For more information, visit Health Care Reform.
Our HMO Blue, Blue Choice, and Blue Care Elect PreferredSM plans include coverage for one routine eye exam per calendar year. Our HMO Blue New England and Blue Choice New England plans include coverage for one routine eye exam every 24 months as long as you see a network provider.
In an emergency situation, call 911 (or your local emergency number) or go to the nearest medical facility.
Medical policies are scientific documents that define the technologies, procedures and treatments that are considered investigational, medically necessary, and not medically necessary. Medical policy statements contain conclusions about whether a technology, procedure, treatment, supply, equipment, drug or other service improves health outcomes for the health plan's population and therefore is covered or not covered.
Learn more about medical policies.
When you and your primary care provider (PCP) determine that you need specialized care, your PCP will "refer" you to a specialized provider from our trusted team. A referral is required by your HMO health plan before the plan will cover certain services. It’s important that the referral comes from us—not only because your plan requires it, but because your PCP, as the center of your care, needs to be involved and aware of the care you’re receiving, and to coordinate with you and your specialist on an ongoing basis.
Your PCP knows your history and overall health, so he or she is best qualified to help you decide if you should see a specialist. Even if your health plan doesn’t require a referral, your PCP may want to evaluate your care needs before you see a specialist, in order to better coordinate your care. We’re committed to making sure you get the right care, at the right time, in the right setting—especially if you need to see a specialist.
Contact your PCP’s office to discuss your health situation. Together, you can decide if you need to see a specialist. If you do need to visit a specialist, your PCP will help you choose the most appropriate doctor for the care you need. Be sure to have this conversation before you visit a specialist. If you see a specialist without a referral, you may be responsible for the entire bill (not just the copay or deductible).
We rely on a trusted network that includes a wide range of specialists to carry out your treatment plan. By referring you to specialists we know well, you, your specialist, and our group can work together to ensure you get high-quality, timely, and effective care.
Please note that not all of the specialists in your health plan’s network are a part of our group. It’s very important to always discuss your clinical condition and concerns with your PCP to determine together if a specialist visit is needed and which doctor is best for you.
Because your PCP coordinates your care, you should always let our group know whenever you seek treatment of any kind. There are certain instances, however, when you don’t need a referral from your PCP in order to receive coverage from your health plan, including cases when you seek emergency medical care, covered annual gynecological exams, and other services required as result. For further details about the specific cases that don’t require a referral, please call Member Service at the number on the front of your ID card.
As the coordinator of your care, you should always contact your selected PCP about your emergency room visit. He or she will determine the best coordinated follow-up care for you.
There are several ways to learn about your plan's referral requirements: check your subscriber certificate provided by your health plan or call Member Service at the number on the front of your ID card. It's essential that you fully understand your plan's referral requirements, because if you don't get a required referral prior to receiving non-emergency care, you may be responsible for the entire bill (not just a copayment or deductible).
If you have a medical question about a referral, just call us. If you need information about whether a service is covered or requires a referral by your health plan, please call Blue Cross Blue Shield of Massachusetts’s Member Service at the number on the front of your ID card.
As a general rule, Blue Cross Blue Shield of Massachusetts will not pay for care from a specialist without a referral from your PCP. However, the following are instances when you do not need a referral:
- Emergency care.
- For HMO Blue and Blue Choice members, covered services from a network obstetrician, gynecologist, or certified nurse midwife, or gynecological services and other women's health services from a network family practitioner.
- A routine eye exam every two years for HMO Blue New England and Blue Choice New England members.
- An annual routine eye exam for HMO Blue and Blue Choice members.
- Blue Choice members have the option to self-refer at a higher level of out-of-pocket costs for any other covered service.
Your Subscriber Claim Summary explains how we processed a claim. It is not a bill, and you should not send any payment to us (if there is a balance listed, the health care provider will notify you of your responsibility).
The Subscriber Claim Summary includes the name of the health care provider who sent us the claim, the date of service, the type of service (lab, surgery, medical care, etc.) and the amount the provider charged for the service. It also includes any deductible, copayment, or co-insurance that applies, and any patient balance. Deductibles, copayments, or co-insurance are included on some health plans, and simply indicate how much you share in the cost of health care.
If you have questions about the services rendered, you should contact the health care provider. If you have questions about how any patient balance was determined, you can create an account or login to view your account or check your member literature to determine coverage, including any applicable deductible, copayment, or co-insurance that might apply. If you have questions, please contact Member Service at the number on the front of your ID card.
It's important to carry your ID card with you at all times. Your Blue Cross Blue Shield of Massachusetts card is recognized around the world. If you lose your card and need a replacement, simply create an account or sign in to MyBlue to request a new card online, or call Member Service. If you have a family plan, and have access to another family member's ID card, please call the Member Service number shown on the front of the card. If you do not have access to another family member's card, you should call 1-800-462-5601.
Making changes to your membership is simple. If you have your coverage through your employer, simply contact your employer's benefits office to complete the appropriate form. If you have direct-payment coverage (e.g., Access BlueSM Saver II, HMO Blue® Basic Value), call Member Service at the toll-free number on the front of your ID card. We'll send you a form to complete and return. For all of our standard plans, we must receive notification within 30 days of the qualifying event.
As a result of the health care reform law in Massachusetts, changes have been made that affect dependent eligibility.
For more information, visit Health Care Reform.
If your child is approaching adulthood, it may be time to speak with them and their pediatrician about transitioning to a doctor with a focus in Adult, Family, or Internal Medicine.
If it's time for a new doctor, we can help! Check out our Find a Doctor & Estimate Costs tool to search hundreds of doctors and find the best one for your young adult.
When you receive a bill from your doctor, it is often for your copayment, co-insurance, or deductible. These are features of health plans, and basically have the member share in some of the cost of their health care. For example, some health plans require that the member pay $10 for an office visit and the rest is covered by the plan.
If you have additional questions, please call Member Service at the number on the front of your ID card. Be sure to have your ID number, health care provider's name, and the date of service handy when you call.
Since all network specialists can verify if you have a referral electronically, you should not be asked if you obtained a referral. If you are ever asked, you should advise the specialist to check electronically or they can call Member Service at the number on the front of your ID card, and our Provider Services staff will assist them.
If you have a managed care plan (like HMO Blue or Blue Choice®), your primary care provider (PCP) provides or arranges for most of the care you need. If you require the care of a specialist, in most cases you must obtain a referral from your PCP to receive coverage.
Create an account or sign in to MyBlue to review your Summary of Benefits or check your benefit materials (In most cases, this is called either the Member Handbook, Subscriber Certificate, or the Summary Plan Description.) Materials are organized in general categories like inpatient care, outpatient care, surgery, medical equipment, prescription drugs, etc. Virtually all questions can be answered with a quick check of your benefit materials.
If you have additional questions or concerns, please contact Member Service at the number on the front of your ID card. When you call, it is important for you to know the specific type of service involved so that a representative can help you.
Everyone has different priorities, and therefore their needs in a health plan can differ. However, here are some key elements that most everyone would find important in the benefits of a health plan:
- Does the provider network include your physician and hospital?
- Can your physician make referrals to specialists without first checking in with the health plan?
- Is the health plan recognized across the country and around the world?
- Does the health plan cover the services you are interested in receiving?
- Does the health plan have convenient customer service hours?
- What are the special features of being a member (for example, health club reimbursement and discounts on complementary medicine services)?
People sometimes have insurance coverage under more than one health plan, so we periodically send a survey to our members asking them if they have other coverage. This is to ensure that claims are processed correctly and that overpayments are not made. We see significant cost savings by coordinating payments with other insurers—savings that ultimately result in more affordable premiums for our members.
When you receive a survey, it's important that you complete and return it so that we have the most up-to-date information and can process your claims correctly. We make it easy for you to reply by providing postage-paid return envelopes and 24-hour telephone reply options.
We regularly survey a random sample of our members to determine how satisfied they are with the coverage and services we provide. By listening to this feedback, we have taken steps to bring satisfaction to world-class levels. If you do receive a survey, please complete and return it. Your participation is critical to the direction we take on coverage and service issues.
We don't expect that you will ever have a concern, but if you do, most issues can be handled with just one phone call. For help resolving a problem or concern, please first call Member Service at the toll-free number on the front of your ID card. A Member Service representative will work with you to help you understand your coverage and resolve your problem or concern as quickly as possible. If you disagree with the resolution provided by the Member Service representative, you may request a review through our formal Appeal and Grievance Program.
Please contact your Human Resources department to ensure that they have your new address on file. Periodically, your employer will submit updated enrollment information to Blue Cross Blue Shield of Massachusetts. If your Human Resources department has your old address on file, your new address may be overwritten.
As a result of Massachusetts health care law, most Massachusetts residents age 18 and older are required to have health insurance. The questions below will help you understand the Form 1099-HC, which indicates the months you had health insurance coverage that meets the minimum creditable coverage (MCC) standards set by the Commonwealth Health Insurance Connector during the previous year.
If you have any questions, please call Member Service using the number on your medical ID card.
This information is provided for educational purposes. Please consult your tax advisor if you have questions.
The Massachusetts Department of Revenue (DOR) requires health insurance companies and/or employers to provide subscribers with the 1099-HC form to help Massachusetts residents complete their 2019 state tax filings.
1099-HC forms will be issued to subscribers of Blue Cross Blue Shield of Massachusetts and will list spouse and dependent information. Students who are dependents on a parent's insurance plan will need information contained on the 1099-HC form to complete their income tax returns.
Your 1099-HC form indicates whether you had minimum creditable coverage (MCC) for each month in the preceding year. A month with coverage is defined as a month in which the individual was covered for 15 days. If the individual had coverage for 14 days or less in a month, it is considered a month without coverage.
If you had health insurance with multiple insurance carriers, you may receive multiple Form 1099-HC. Your Form 1099-HC, which you'll receive from Blue Cross via mail and your MyBlue account, will indicate which months in 2019 you had a Blue Cross Blue Shield of Massachusetts health insurance policy. If you had health insurance through another carrier, you may receive separate Form1099-HC from them. If you were insured through Blue Cross Blue Shield of Massachusetts for all 12 months of the tax year, the "Full Year Coverage" box is checked off. If you were insured through Blue Cross Blue Shield of Massachusetts for less than 12 months, only those months that you or a dependent on your policy had 15 or more days of health insurance in a given month have a check in the appropriate month's box.
Please visit Massachusetts Department of Revenue for more information regarding penalties. Blue Cross Blue Shield of Massachusetts is not involved in this process.
We use our enrollment records to determine the months in which you had Blue Cross Blue Shield of Massachusetts coverage for 15 days or more. This is consistent with Massachusetts Department of Revenue Schedule HC instructions.
Forms 1099-HC were mailed to Blue Cross Blue Shield of Massachusetts subscribers who live in Massachusetts and were enrolled in a health plan at some point in 2019. Please refer to your 2019 tax filing information, your tax preparation advisor, or visit the Massachusetts Department of Revenue for information about using the information contained in the Form 1099-HC to complete your state tax filing.
All 1099-HC forms to eligible subscribers will be:
- Posted online to your MyBlue account on January 31, 2020
- Postmarked for mailing by January 31, 2020
If you haven't received a form by the first week of February 2020, and you can't access it on MyBlue, please call Member Service using the number on the front of your ID card.
Please note that not all members will receive a 1099-HC form from Blue Cross Blue Shield of Massachusetts. You won't receive a form if you:
- You're a subscriber younger than 18 years of age
- You have a dental-only or vision-only plan through Blue Cross Blue Shield of Massachusetts
- You're a member of one of our Medex®' or Medicare Advantage plans
If you still have questions about whether you're eligible or excluded, please refer to your tax advisor or the Massachusetts Department of Revenue or call 1-800-392-6089.
No. Individuals with Medicare supplemental insurance or replacement plans won't receive a Form 1099-HC.
If you turned 18 during 2019, the health care mandate applies to you beginning on the first day of the first full month following your birthday. For example, if your birthday is June 15, the mandate applies on July 1.
Yes. Qualified subscribers can download a PDF version of their Form 1099-HC from their MyBlue account.
The form will be added on January 31, 2020. Go here to see your tax form on or after this date
All forms were mailed by January 31, 2020. If there is an alternate address on the policy, the 1099-HC form will be mailed to the alternate address. If you still haven't received a form by the first week of February 2020, please call Member Service using the number on the front of your member ID card to request one.
You may also be eligible to view your Form 1099-HC online. To do so, sign in to MyBlue and view your Tax forms on or after January 31, 2020
You must first request an alternate address through our System Security process before we can send a 1099-HC form to that address. For assistance, please call Member Service at the number on the front of your ID card.
1099-HC form mailings are staggered throughout the month of January based on ZIP codes, and all forms to eligible subscribers will be postmarked by January 31, 2020. If you don't receive your form by the first week of February, please call Member Service using the number on your ID card.
Not necessarily. Due to the setup of the 1099-HC form, member numbers may appear differently than on your member ID card. Member numbers on the 1099-HC form don't include the member suffix, and will contain additional zeros at the end of your member number. The 1099-HC form will list the subscriber's member number first followed by the subscriber's dependents, which will be listed by date of birth (oldest to youngest).
No. Subscribers can photocopy the form for the dependents.
Please contact the Health Care Connector or the Massachusetts Department of Revenue.
Dental insurance should
make you smile
Maintaining a healthy grin can contribute to your overall health. So we designed a plan to keep your teeth in the best shape possible. Depending on your plan, Dental Blue® gives you preventive dental care plus other benefits and savings you won’t want to miss.
Sign in to MyBlue to see your plan's specific coverage information.
These benefits are pretty brilliant
Access dentists, anywhere
With nationwide network access to some of the top dentists and specialists. Plus an easy tool to find them.
Your plan, in your hand
Get an instant snapshot of your benefits, view your claims and financial accounts, and look up dentists.
Oral care that changes with you
If you have a chronic condition, such as diabetes or coronary artery disease, your dental plan can adapt.
Top tips for a healthy Smile
Get expert advice on caring for your teeth to help lower costs over time.
Philips Sonicare Savings
Dental Blue members can enjoy a 20% discount on Philips Sonicare oral care products, plus many other deals through Blue365®.
BRUSHING IS GOOD FOR YOUR HEALTH
Did you know oral health can affect health conditions like heart disease and diabetes? And impact your overall health? See how your hygiene habits rate.
More great coverage from head to toe
Medical plans
Find the right plan to meet your needs, and choose from a range of preferred doctors.
Blue 20/20 vision plan
Take a look at savings on routine eye exams, eyeglasses, contacts, and more.
Pharmacy benefits
Enjoy savings on prescriptions through the mail service pharmacy, and get delivery to your door!
PERSONALIZED SUPPORT
FOR YOUR CARE JOURNEY
Managing all the moving parts of your care isn’t always easy, especially when you’re facing a new, chronic, or complex condition. Our Team Blue Care app gives you the support you need throughout your care journey.
It’s the easiest way to connect with Care Managers and keep track of your health and well-being. Team Blue Care is safe, secure, and included in your plan at no additional cost.
Download the Team Blue Care app now, or call Team Blue
Care Management at 1-800-392-0098, Monday through Friday,
8:30 a.m. to 4:30 p.m. ET.
WHAT TEAM BLUE CARE CAN DO FOR YOU
The Team Blue Care app is with you every step of the way. Get support to complement the care you receive from your doctor, when you need it most.
Watch this video to learn more about how they can:
- Answer your questions about your care and treatment plan
- Help you set and reach health goals
- Coordinate your care and assist with finding services like transportation
Manage your everyday health needs and better understand your condition with personalized tools and insightful resources, including:
- A personalized daily health checklist
- Reminders for medications, appointments, and exercise
- Personalized health and wellness content
- A progress tracker for daily health goals, from steps to medication doses
IS TEAM BLUE CARE RIGHT FOR ME?
If you received an invitation to use the Team Blue Care app, it might be just what you need to help manage the moving parts of your care.
Team Blue Care can help you when:
- You’re facing a new diagnosis
- Your condition has changed
- You have a new treatment plan
- You need support managing a mental health condition
- You’ve recently been discharged from inpatient care
Team Blue Care Management’s hours are Monday through Friday, 8:30 a.m. to 4:30 p.m. ET. If you send a chat after business hours, you’ll receive a response the following business day.
Watch this video to learn how to download the app and get started.
Blue Cross Blue Shield of Massachusetts offers a mobile app that helps you manage the moving parts of your care and get one-on-one support from Team Blue Care Managers at no additional cost.
Follow these steps to get started with the Team Blue Care app.
First, find the Team Blue Care app in the App Store or Google Play.
Next, tap Get or Install to download the app. The app may take a moment to download.
Once the download is complete, open the app.
Tap “sign up” to get started.
Enter your access code in lower case letters.
Now, enter you Member ID, we'll use this to confirm your health plan information.
To confirm your identity, enter your date of birth.
Now it’s time to set up your profile.
Confirm, add or edit your profile.
Next, set up your account login information with your email and password.
This email address will serve as your username when you login to use the app.
Make sure to create a password with eight characters, at least one letter, one number, and one special character.
You’ll be asked to view and accept Wellframe’s privacy policy and End User License Agreement. Team Blue Care is powered by Wellframe, an independent company providing the technology that enables and improves our digital care management experience.
That's it! You’re ready to get started.
Make sure you enable notifications so that you can stay on top of reminders and messages from your care team.
This is your daily checklist. Take control of your health through clinically-approved programs, suggested by your Team Blue Care Managers.
On the Me tab, you can measure progress toward your health goals. You can track your checklist completion, steps, medications, and blood sugar.
Open your physical activity task to sync your steps from Apple Health or Google fit and track your steps throughout the day.
Add a medication reminder to help you stay on track.
You can also access your personalized resource library.
Use chat to get direct access to Team Blue Care Managers--real people dedicated to providing you with timely support. You can send a message any time, and your care team will get back to you during business hours.
Thank you for signing up to use the Team Blue Care app. Team Blue Care Managers are ready to answer your health and wellness questions.
If you have any problems signing up, reach out to [email protected]
GET STARTED TODAY
- Download the Team Blue Care app from the App Store®’ or Google Play™ on any of your mobile devices
- Enter the access code provided by Blue Cross*
- Follow the prompts to complete the registration process
*If you haven’t received an access code, call Team Blue Care Management at
Frequently asked Questions
Team Blue Care Managers include registered nurses, mental health specialists, dietitians, and other health professionals trained to help you manage the moving parts of your care. Care Management, delivered over the phone or through the Team Blue Care app, is included in your benefits at no additional cost. Participation is optional and won't affect your benefits. You can opt out at any time by either notifying your Care Manager or calling Member Service at the number on your member ID card.
Blue Cross will invite you to download the app. You’ll receive an access code, which you’ll need for completing the app registration.
You’ll need the following items to get started: access code from Blue Cross, your Blue Cross member ID card, and a smartphone or tablet.
With MyBlue, you can view your health insurance benefits, track your claims, and get information about your plan. The Team Blue Care app gives you access to Team Blue Care Management to help you manage a condition, recover from a recent surgery, or improve your health.
Team Blue Care is included in your Blue Cross plan benefits at no additional cost to you.
Wellframe is an independent company providing the technology that enables person-to-person connections and improves the care management experience.
The access code you receive is required to complete your registration. It will be a series of letters and/or numbers provided by Blue Cross that you’ll use to register for the Team Blue Care app.
Make sure you’re typing it in correctly. It should have all lower-case letters and no spaces. It may include numbers. If you need assistance, call the Wellframe team at 1-844-452-4085 or send an email to [email protected].
The app is compatible with Apple devices running iOS 14 and newer, including iPhone®´, iPad®´, and iPod touch®´. It’s also compatible with smartphones and tablets running on AndroidTM 8 and newer, which run on brands such as Pixel, LG, Moto X, Nexus, HTC, and Sony.
If you’re having trouble downloading the app, check to see that you have enough memory available, are connected to WiFi, and have a mobile operating system that’s compatible with the app.
The Team Blue Care app uses minimal data to work properly on your smartphone or tablet. It’s unlikely to cause you to go over your data limit, especially if you’re using Team Blue Care on a WiFi network.
For your added security, passwords are case-sensitive. This means that your password will not be recognized unless it is entered exactly as it was created (this would include upper- and lower-case letters, numbers, and/or special characters). You may reset your password at any time by clicking the Forgot Password link and following the steps.
You may reset your password at any time by clicking the Forgot Password link and following the steps. If you need assistance, call the Wellframe team at 1-844-452-4084 or send an email to [email protected].
Call Team Blue Care Management at 1-800-392-0098 and select option 1, Monday through Friday, 8:30 a.m. to 4:30 p.m. ET.
If you have questions about Care Management, call Team Blue at 1-800-392-0098 and select option 1, Monday through Friday, 8:30 a.m to 4:30 p.m ET, or send an email to [email protected].
If you have technical questions, call the Wellframe team at 1-844-452-4085, Monday through Friday, 9:00 a.m. to 5:00 p.m. ET, or send an email to [email protected].
Plan Updates
Plan Updates
New Coverage for Annual Mental Health Wellness Exam
Starting March 31, 2024, Blue Cross will cover an annual mental health wellness exam. This exam may be conducted as part of the annual preventive visit with a primary care provider (PCP), or as a standalone visit with a PCP or licensed mental health professional. Because the mental health wellness exam is considered preventive care, there is no out-of-pocket cost for members in most plans.
The annual mental health exam is covered as required by the Act Addressing Barriers to Care (ABC Act) to improve mental health care across Massachusetts.
What is the mental health wellness exam?
The exam will consist of taking the patient’s mental health history, a mental health exam and appropriate screening tests, shared decision making (that could include lifestyle education and counseling), and a discussion about next steps. This may include referrals for treatments and medication options. The mental health wellness exam may or may not result in a diagnosis.
Who may administer the exam?
- A licensed mental health professional
- A PCP, including OB/GYNs, as a separate exam or as part of the annual wellness visit
Questions?
If you have any questions, call Team Blue at the Member Service number on your ID card.
Your Shot to Stop the Flu and COVID-19
Now’s the time to get your updated flu and COVID-19 shots. They’ll help protect you and everyone around you from getting seriously ill this season. Save time by getting both shots together,1 at a convenient location near you. They’re safe and effective,2,3 and available at no cost.4 Help stop the spread of flu and COVID-19 by getting vaccinated today!
Learn more about the flu and COVID-19 vaccines by visiting our Flu Resources page and Coronavirus Resource Center.
Where to get your shot
Both vaccines are available at no additional cost from in-network providers like pharmacies and limited service clinics. To find a location near you, visit vaccines.gov. To see if the provider is in network, download the MyBlue app or create an account at bluecrossma.org, then go to Find a Doctor & Estimate Costs.
1. Centers for Disease Control and Prevention (CDC), “Getting a Flu Vaccine and a COVID-19 Vaccine at the Same Time,” October 25, 2022.
2. CDC, “Influenza (Flu) Vaccine Safety,” August 25, 2022.
3. CDC, “Safety of COVID-19 Vaccines,” September 12, 2023.
4. CDC-recommended vaccines are covered in full when administered by an in-network provider. Exceptions may apply. Check your plan materials for details.
Updated Billing Guideline With New HIV PrEP-Related Diagnosis Code
We’re revising our Patient Protection and Affordable Care Act preventive care services billing guideline to reflect the new ICD-10-CM diagnosis code for services related to HIV pre-exposure prophylaxis (PrEP). This is in effect for dates of service on and after October 1, 2023.
We’ve notified providers of the new code and instructions for their billing departments to follow to avoid unnecessary claim denials and confusion for our members.
Questions?
If you have any questions, call Team Blue at the Member Service number on the front of your ID card.
Coordinate Your Benefits To Get The Best Coverage
If you or a family member has more than one medical or dental plan, you need to let us know. By coordinating your benefits, we’ll work with your other plans to make sure you receive the best coverage when you need medical or dental services. It will also ensure that your claims are processed correctly, so you pay the least amount for care.
To learn more, click here.
Update: New Neonatal Intensive Care Unit (NICU) Program Begins November 1, 2023
Update posted August 4, 2023: This program will begin on November 1, 2023.
Starting November 1, 2023, we’ll be working with ProgenyHealth®´, an independent health care company dedicated to maternity and infant health, to provide Neonatal Intensive Care Unit (NICU) utilization management and care management services for eligible members.
ProgenyHealth will manage the NICU level-of-care review process and provide comprehensive care management services to babies cared for in the NICU or special care nursery, and for the first year of their life. Babies born prior to November 1, 2023, who were cared for in the NICU, may have their care managed by ProgenyHealth, depending on the level of care. We’ll manage the transition to this program.
Benefits of the program include:
- A dedicated team of specialists from ProgenyHealth that works with the baby’s care team to improve outcomes and evaluate external issues that may affect the baby’s health.
- Additional clinical support for the baby’s family that supports a safe discharge.
- A dedicated care manager who provides support and education.
- An on-call staff member who’s available 24/7.
Additional prior authorizations won’t be required as inpatient NICU services already require prior authorizations.
Questions?
If you have any questions, call Team Blue at the Member Service number on the front of your ID card.
Preventive Care Mammograms for Adult Commercial Members at Any Age
All HMO, PPO (including POS and EPO), and Indemnity plan members are covered for at least one preventive-care mammogram screening per year, without age restriction, when ordered by a provider. This benefit is $0 for members for in-network services.
Diagnostic imaging — as opposed to imaging for preventive-care purposes — is subject to deductible, copayment, and/or co-insurance.
Members should speak to their doctor about the mammogram schedule that’s right for them.
Application of this benefit and the associated cost share continues to be aligned with other plan preventive health screening services. The benefit and its cost-share are also in accordance with National Comprehensive Cancer Network Clinical Practice Guidelines in Oncology, and they comply with the Patient Protection and Affordable Care Act.
If you have any questions, call Team Blue at the Member Service number on your ID card.
Change in Authorization Requirements for Certain Musculoskeletal Services in 2023
We're updating our prior authorization requirements for certain musculoskeletal (MSK) services for all HMO and PPO plan members*. These changes will go into effect on April 1, 2023. We'll review requests according to evidence-based medical necessity criteria to help ensure that members are receiving safe, effective, and medically necessary MSK services. Throughout their MSK treatment, appropriate members will be offered support from our Care Managers.
In- and out-of-network providers will need to submit prior authorization requests for members receiving ongoing treatments for specified joint, spine, and pain management, and for members who begin these treatments on or after April 1, 2023.
If you have questions, call Team Blue at the Member Service number on your ID card.
* For the full list of services, members should check their plan details or call Member Service at the number on their ID card.
Mental Health Treatment: Prior Authorization Changes
We’ve removed prior authorization requirements for Intensive Community-Based Treatment (ICBAT), Community-Based Acute Treatment (CBAT), and inpatient psychiatric treatment, consistent with the Massachusetts Chapter 177 of the Acts of 2022, an act aimed at addressing barriers to care for mental health. Moving forward, prior authorization from any provider (both in- and out-of-network) is not required to determine medical necessity for these mental health services.
However, this doesn’t change the level of out-of-network benefits or associated cost-sharing detailed in your plan benefits.
If you have any questions, call Team Blue at the Member Service number on your ID card.
Change in Prior Authorization Requirements for Certain Musculoskeletal Services in 2023
We're updating our prior authorization requirements for certain musculoskeletal (MSK) services for all HMO and PPO plan members* to go into effect in the spring of 2023. We'll review requests according to evidence-based medical necessity criteria to help ensure that members are receiving safe, effective, and medically necessary MSK services. Throughout their MSK treatment, appropriate members will be offered support from our Care Managers.
In- and out-of-network providers will need to submit prior authorization requests for members receiving ongoing treatments for specified joint, spine, and pain management, and for members who begin these treatments on or after the effective date.
We’ll share more information on this upcoming change in early 2023. If you have questions, call Team Blue at the Member Service number on your ID card.
* For the full list of services, members should check their plan details or call Member Service at the number on their ID card.
NEW: Improving Health Outcomes Through Our Healthy Lives Program
Eligible members with complex medical and mental health conditions can now get an additional layer of support, at no additional cost, through our new Healthy Lives program. The services offered through the program are designed to help you better manage everyday health needs and are in addition to the care you already receive from your doctor.
Once enrolled in the program, you’ll work closely with a dedicated team of experts from the Brookline Center for Community Mental Health, an independent provider group that administers the program. Your team of community health workers, nurses, and licensed independent clinical social workers will provide personalized, one-on-one support, including:
- Assistance finding and maintaining the right medical and mental health care
- Educational materials
- Help with reaching your long-term health goals
If you’re eligible for the program, a Healthy Lives team member will contact you to set up an in-home assessment. Participation in this program is optional and won't affect your health plan benefits or coverage.
STOPPING THE FLU STARTS WITH YOU
Get your no-cost1 flu shot! If you haven’t gotten your flu shot yet, now’s the time. It will help protect you and everyone around you from getting sick, especially young children and older adults who are most at risk. The Centers for Disease Control and Prevention (CDC) says that it’s safe,2 effective, and can be given at the same time as the COVID-19 shot or booster. Get your no-cost1 flu shot at a convenient location near you. We’re in this together!
The Flu Shot Is Safe2 and Effective, with No Cost1 for Members
The flu vaccine is available at no additional cost from in-network providers like pharmacies, limited service clinics, and community health centers. You can also get the vaccine at no additional cost from your doctor if you have an upcoming appointment. To find a location near you, visit vaccines.gov.
Learn More
To learn more about the flu shot and how to avoid getting the flu, visit our flu page.
1. Flu vaccines recommended by the Centers for Disease Control and Prevention are covered in full when administered by an in-network provider. Exceptions may apply. Check plan materials for details.
2. The Centers for Disease Control and Prevention, “Influenza (Flu) Vaccine Safety,” August 25, 2022; cdc.gov/flu/prevent/vaccinesafety.htm
IT’S STILL FLU SEASON. TIME TO GET YOUR SHOT.
It’s never been more important to get your flu shot. Flu season can last all the way through May, and getting vaccinated will help protect you and everyone around you from getting sick during this crucial time. You can get vaccinated at no additional cost1 at in-network providers, limited service clinics, community health centers, and your doctor’s office. Get vaccinated today!
Learn More, including where to find your shot.
1. CDC-recommended flu vaccines are covered in full when administered by an in-network provider. Exceptions may apply. Check your plan materials for details.
Update on Coverage Change for Infused, Injectable Medications Under the Medical Benefit, Effective January 1, 2022
We previously notified you that we planned to change the covered sites of service where your infused or injectable medications are administered. We’ve decided to make Site of Care a voluntary program rather than a requirement.
Voluntary Site of Care Program
The Voluntary Site of Care Program is designed to promote the use of infused and injected medications in the most cost-effective, clinically appropriate setting. Making this a voluntary program gives you a choice of where you receive your care.
We believe that our Voluntary Site of Care Program is clinically sound, safe, and cost-effective for most of our members, and that other health risks are mitigated when care is provided at alternate sites.
What This Means for You
If you:
- Receive one of the medications listed below, we continue to require prior authorization when the medication is covered under your medical benefits.
- Would like to have your medication infused or injected at an alternate site, such as through an in-home service, you can work with your doctor to transfer your care to a home infusion therapy provider in our network, if it’s clinically appropriate and with an approved authorization. We’re working with our home infusion therapy providers to make this a smooth transition for you.
Medications That Currently Require Prior Authorization | |
---|---|
Aralast | Lemtrada |
Berinert | Onpattro |
Cerezyme | Prolastin |
Cinqair | Ruconest |
Cinryze | Soliris |
Elelyso | Tysabri |
Entyvio | Ultomiris |
Exondys 51 | Uplizna |
Givlaari | Viltepso |
Glassia | VPRIV |
Haegarda | Vyepti |
Ilumya | Vyondys 53 |
Kalbitor | Xolair |
Kanuma | Zemaira |
What This Means for Your Coverage
The Voluntary Site of Care Program applies to all medical plans except for the following plan types:
- - Federal Employee Program
- - Indemnity
- - Managed Blue for Seniors
- - Medex®´
- - Medicare Advantage
If you have any questions, call Team Blue at the Member Service number on your ID card.
Improving Care and Quality of Life for Select Members with Chronic Kidney Disease
Starting in early 2022, we’ll be offering select members in Massachusetts with chronic kidney disease personalized support, at no additional cost, to help manage their condition and improve their overall health.
If a member has chronic kidney disease, they may be eligible to participate in a program administered by Cricket Health, an independent company that provides personalized kidney care services. Enrolled members will learn more about their condition and how to manage its progression, and they'll get support for their day-to-day needs between medical appointments. Each enrolled member will have a dedicated Cricket Health care team consisting of a nurse, pharmacist, social worker, dietitian, and trained peer mentor they can chat with by phone or online through Cricket Health's digital platform, all at no additional cost.
If a member is eligible for this program, they will be contacted with more details and information on how to get started.
If you have any questions, please call Member Service at the number on the front of your ID card.
Expanded Coverage for Treatment of PANDA/PANS
As of January 1, 2022, Blue Cross Blue Shield of Massachusetts will expand coverage for the treatment of pediatric autoimmune neuropsychiatric disorders and pediatric acute-onset neuropsychiatric syndromes (PANDAS/PANS). This includes, but it is not limited to, intravenous immunoglobulin (IVIG) therapy.
Pediatric autoimmune neuropsychiatric disorders associated with streptococcal infections (PANDAS) and pediatric acute-onset neuropsychiatric syndromes (PANS) can be triggered by a strep infection and occur suddenly in previously healthy children ages of 2-12. Symptoms can include obsessions and compulsions, extreme anxiety, trouble sleeping, difficulty with schoolwork, bodily tics, and other ailments.
This treatment coverage applies to all members except Medicare Advantage and Federal Employee Program members.
If you have questions, please call Team Blue at the Member Service number on your ID card.
Prior Authorization Change for Outpatient Services for EPO and PPO Plan Members
We originally notified you in November 2021 of this upcoming change, and then we updated you in December 2021 that we would be delaying the effective date. Today, April 15th, we are notifying you that this prior authorization change will take effect on June 1, 2022.
We're adding prior authorization requirements for certain outpatient services for EPO and PPO plan members, effective June 1, 2022. Providers will need to obtain prior authorization so that certain outpatient services will be covered for EPO and PPO plan members. This change help ensure you'll receive safe, effective, and medically necessary services. Services include, but are not limited to:*
- Continuous glucose monitors
- Cosmetic procedures
- Nasal sprays or injections to treat depression
- Spine surgeries (except for Medicare PPO plan members)
- Stem cell transplants
Providers-both in network and out of network-will need to request authorization for members receiving ongoing treatment, and for members who begin treatment on or after the effective date. We'll review requests against our necessity criteria.
If you have any questions, please call Team Blue at the Member Service number on your ID card.
*Members should check their plan details for the full list of services, or call Member Service at the number on their ID card.
LET’S BEAT FLU. AGAIN!
Get your no-cost1 flu shot! If you haven’t gotten your flu shot yet, now’s the time. It will help protect you and everyone around you from getting sick, especially young children and the elderly who are the most at risk. All the work that we put in during the last flu season—record flu shots, hand-washing, social-distancing, and mask-wearing—really paid off, leading to the fewest flu cases ever. Let’s keep this going!
The Flu Shot Is Safe2 and Effective, and No Cost to You
The flu vaccine is available at no additional cost from in-network providers like pharmacies, limited service clinics, and community health centers. You can also get the vaccine at no additional cost from your doctor if you have an upcoming appointment. To find a location near you, visit vaccines.gov.
Learn More
To learn more about the flu shot and how to avoid getting the flu, visit our flu page.
1. Flu vaccines recommended by the Centers for Disease Control and Prevention (CDC) are covered in full when administered by an in-network provider. Exceptions may apply. Check plan materials for details.
2. Centers for Disease Control and Prevention, “Influenza (Flu) Vaccine Safety,” August 26, 2021.
Update on Coverage Change for Infused, Injectable Medications Under the Medical Benefit, Effective January 1, 2022
We previously notified you that we planned to change the covered sites of service where your infused or injectable medications are administered. We’ve decided to make Site of Care a voluntary program rather than a requirement.
Voluntary Site of Care Program
The Voluntary Site of Care Program is designed to promote the use of infused and injected medications in the most cost-effective, clinically appropriate setting. Making this a voluntary program gives you a choice of where you receive your care.
We believe that our Voluntary Site of Care Program is clinically sound, safe, and cost-effective for most of our members, and that other health risks are mitigated when care is provided at alternate sites.
What This Means for You
If you:
- Receive one of the medications listed below, we continue to require prior authorization when the medication is covered under your medical benefits.
- Would like to have your medication infused or injected at an alternate site, such as through an in-home service, you can work with your doctor to transfer your care to a home infusion therapy provider in our network, if it’s clinically appropriate and with an approved authorization. We’re working with our home infusion therapy providers to make this a smooth transition for you.
Medications That Currently Require Prior Authorization | |
---|---|
Aralast | Lemtrada |
Berinert | Onpattro |
Cerezyme | Prolastin |
Cinqair | Ruconest |
Cinryze | Soliris |
Elelyso | Tysabri |
Entyvio | Ultomiris |
Exondys 51 | Uplizna |
Givlaari | Viltepso |
Glassia | VPRIV |
Haegarda | Vyepti |
Ilumya | Vyondys 53 |
Kalbitor | Xolair |
Kanuma | Zemaira |
What This Means for Your Coverage
The Voluntary Site of Care Program applies to all medical plans except for the following plan types:
- - Federal Employee Program
- - Indemnity
- - Managed Blue for Seniors
- - Medex®´
- - Medicare Advantage
If you have any questions, call Team Blue at the Member Service number on your ID card.
Effective January 1, 2022, Coverage Changes for Infused or Injectable Medications Under the Medical Benefit
Blue Cross Blue Shield of Massachusetts is committed to covering infused or injected medications under the medical benefit for our members in the most cost-effective, clinically appropriate setting. We previously communicated that we would implement coverage changes for infused or injectable medications under the medical benefit on September 1, 2021. Blue Cross has decided to delay the implementation of this coverage change until January 1, 2022. We will provide updates to our members prior to the new implementation date, as appropriate. There is no further action needed for members who have already received prior authorization for their infused or injectable medication, or transitioned their care. Members and providers may also choose to initiate a request before the new effective date.
Upcoming Coverage Changes for Infused or Injectable Medications Under the Medical Benefit - DELAYED TO JANUARY 1, 2022
Effective September 1, 2021, we’re changing the covered sites of service where you can get infused or injectable medications administered. We’re also requiring prior authorization for these sites, as well as the medications listed below. These changes ensure that members are receiving care in clinically-appropriate, cost-effective settings.
Where to Get Infused or Injectable Medications
Starting September 1, 2021, infused or injectable medications will be covered at the following sites of service and require prior authorization:
- Doctor’s office
- Ambulatory infusion site
- Home infusion therapy provider. For more details, please see the Site of Care - Home Infusion Therapy Member Fact Sheet.
Infused or Injectable Medications That Require Prior Authorization
The following medications will require prior authorization when they’re administered in one of the sites of service listed above. These medications will require prior authorization in order to be covered. If prior authorization is already in place, your doctor won’t need to submit a new request until the current authorization expires.
Medications That Currently Require Prior Authorization* | Additional Medications That Will Require Prior Authorization Starting September 1, 2021 | |
---|---|---|
Aralast | Lemtrada | Aldurazyme |
Berinert | Onpattro | Benlysta |
Cerezyme | Prolastin | Crysvita |
Cinqair | Ruconest | Duopa |
Cinryze | Soliris | Elaprase |
Elelyso | Tysabri | Fabrazyme |
Entyvio | Ultomoris | Krystexxa |
Exondys 51 | Uplinza | Lumizyme |
Givlaari | Viltepso | Naglazyme |
Glassia | VPRIV | Ocrevus |
Haegarda | Vyepti | Radicava |
Ilumya | Vyondys 53 | Vimizim |
Kalbitor | Xolair | |
Kanuma | Zemaira |
*Additional clinical criteria must be met to receive coverage for these medications.
What This Means for Your Coverage
As a result of these changes, members receiving infused or injectable medications may need to change where they get them to maintain coverage after September 1. If your prescribing doctor determines that treatment must be done in an outpatient hospital setting, they can contact us to request an exception.
Members Without Prior Authorization | Members With Prior Authorization |
---|---|
|
|
We’ll contact impacted members in advance to help transition them to a covered site of service. | We’ll reach out to these impacted members to let them know about this change. |
This change will apply to all medical plans except for the following plan types:
- Federal Employee Program
- Indemnity
- Managed Blue for Seniors
- Medex®´
- Medicare Advantage
If you have any questions, please call Team Blue at the Member Service number on your ID card.
Changes to your telehealth benefit.
Starting on July 1, 2021, we will reinstate standard member costs for non-COVID medical- and mental-telehealth visits. How much you will pay depends on your health plan’s benefits. Medicare members are excluded from this change. The Federal Employee Program (FEP) follows guidelines from the Blue Cross Blue Shield Association regarding coverage for Federal Employee Program members. For more details, please see fepblue.org.
Since March 2020, we voluntarily and temporarily waived member costs for non-COVID telehealth visits to help ensure member access to health care services and to help prevent COVID-19 infection and illness. With the successful roll out of vaccines and the re-opening of states and businesses, this accommodation will end on July 1, 2021.
We will continue to waive costs for covered COVID-19 telehealth services as well as for COVID-19 in-person services when applicable. This includes COVID-19 vaccines.
New Prior Authorization Requirements for Select Medications Under the Medical Benefit
Starting July 1, 2021, the medications below are being added to our utilization management program, and will require your doctor to get prior authorization from us before the medications will be covered by your health plan. Prior authorization for these medications is required when administered in the following outpatient settings:
- Doctor’s office
- Home health care provider
- Home infusion therapy provider (if prior authorization is in place, no additional authorization is required until the member’s existing authorization expires)
- Outpatient hospital and dialysis settings
Medications That Require Prior Authorization | ||||
---|---|---|---|---|
Mvasi | Riabni | Ruxience | Truxima | Zirabev |
When these medications are prescribed for oncology treatment, they must be submitted through the Quality Care Cancer Program, which launches July 1, 2021. When prescribed for non-oncology use, these medications will be subject to the current prior authorization process.
This change doesn’t affect these medications in inpatient, surgical day care, urgent care centers, and emergency department settings. It also doesn’t apply to Indemnity, Managed Blue for Seniors, group Medicare Advantage, group Medex®´, and Federal Employee Program members.*
*Check your plan details for your plan’s utilization management requirements, if applicable.
For more information, call Team Blue at the Member Service number on your ID card.
Coverage for Certain Infused Oncology Medications Moving to the Medical Benefit
Effective July 1, 2021, the infused oncology medications listed below will only be covered under our medical benefit through the Quality Care Cancer Program and will require prior authorization. These medications will no longer be included in our pharmacy benefit.
Oncology Medications That Will Be Covered Under Our Medical Benefit | ||
---|---|---|
Abraxane | Herceptin | Onivyde |
Arzerra | Herceptin Hylecta | Ontruzant |
Bavencio | Herzuma | Opdivo |
Cyramza | Imfinzi | Poteligeo |
Doxil/Lipodox | Kanjinti | Proleukin |
Empliciti | Keytruda | Rituxan-Hycela |
Fusilev | Khapzory | Tecentriq |
Gazyva | Ogivri | Trazimera |
The Quality Care Cancer Program, which launches July 1, 2021, is administered by AIM Specialty Health®´´ (AIM), an independent company. You can learn more about this program, which helps ensure the cancer treatments we cover are safe and appropriate for our members, here.
This change only applies to plans with the Blue Cross Blue Shield of Massachusetts formulary, as well as Medex®´ plans* with a three-tier pharmacy benefit. This change doesn’t apply to group Medicare Advantage and Federal Employee Program plans. If you’re a member of an affected plan and are currently filling these medications under the pharmacy benefit, you’ll be able to complete your treatment course without interruption.
If your plan includes medical benefits from Blue Cross and pharmacy benefits from another carrier, you can receive coverage for these medications from us under your medical benefit. To see if you’re also covered by your pharmacy benefits from another carrier, please refer to your pharmacy plan benefit materials.
Questions?
If you have any questions, call Team Blue at the Member Service number on your ID card.
*This doesn’t include Medex 2 plans with Blue MedicareRx (PDP) prescription drug coverage.
Upcoming Coverage Changes for Certain Medications Moving from Our Medical to Pharmacy Benefit
Effective July 1, 2021, coverage for the following medications will move out of our medical benefit and only be included under our pharmacy benefit. This change will apply to all medical plans, except Managed Blue for Seniors, group Medicare Advantage, group Medex®´, and Federal Employee Program plans.
Medications Moving from Our Medical to Pharmacy Benefit | |||
---|---|---|---|
Available at Retail Pharmacies | Durolane* | Gel-One* | GelSyn-3* |
Monovisc* | Triluron* | Trivisc* | |
Must Be Filled at a Specialty Pharmacy | Bynfezia | Cosentyx* | Dupixent* |
Fasenra* | Kevzara* | Nucala* | |
Siliq* | Strensiq | Tegsedi* | |
Tremfya* |
Members who have plans with the Blue Cross Blue Shield of Massachusetts formulary, as well as Medex®’ plans** with a three-tier pharmacy benefit, or the National Preferred Formulary*** will receive coverage for these medications under their pharmacy benefit upon the effective date. Members with these plans will not experience a break in coverage as these medications move from the medical benefit to the pharmacy benefit. Group Medex plans with a three-tier pharmacy benefit will include coverage for these medications under both the medical and pharmacy benefit. If you don’t have pharmacy coverage from Blue Cross Blue Shield of Massachusetts, refer to your pharmacy plan benefit materials for coverage details on these medications.
If affected, we’ll contact you about this change and help you transition your prescription to support uninterrupted coverage.
This change doesn’t apply when these medications are administered in inpatient, surgical day care, ambulatory surgery center, and emergency department settings.
Questions?
For more information, call Team Blue at the Member Service number on your ID card.
*These medications require prior authorization.
**This doesn’t include Medex 2 plans with Blue MedicareRx (PDP) prescription drug coverage.
***Plans with the National Preferred Formulary may have additional coverage requirements for these medications.
Quality Care Cancer Program Launching July 1, 2021
We’re launching our new Quality Care Cancer Program on July 1, 2021, to help ensure that our members receive cancer care that is appropriate and safe, based on clinical guidelines. Through the Quality Care Cancer Program, board-certified oncologists and oncology-trained nurses will be available to discuss covered treatment options with our members’ doctors.
Our Quality Care Cancer Program applies to all commercial and Medicare Advantage plan members seeking outpatient medical oncology treatment (chemotherapy, immunotherapy, and supportive medications), or outpatient radiation oncology treatment. Doctors who order these types of treatments for our members will request Prior Authorization through AIM Specialty Health®´ (AIM), an independent company that will administer this program.
When a member’s doctor submits a treatment plan for prior authorization that meets evidence-based clinical criteria for the cancer being treated, they will get real-time approval. If the requested treatment doesn’t meet evidence-based criteria, the member’s doctor can request a peer-to-peer consultation with an AIM oncologist to discuss the covered, evidence-based treatments that are best for the member.
For a member already receiving cancer treatment at the time of the Quality Care Cancer Program’s launch, their doctor will need to request a prior authorization for the continuation of coverage. If a member’s treatment plan changes, their doctor will then request a new prior authorization for health plan coverage.
Because scientific and medical advances are rapidly changing cancer treatment, and there are wide variations in the way doctors treat patients with the same type of cancer, cancer care quality programs like ours are becoming necessary.
The Quality Care Cancer Program is designed to help our members receive the most appropriate and effective treatment regimen, so they can have the best possible outcome with the least number of side effects. If you have any questions, please contact member service.
Make a Plan to Get Your Flu Shot
Flu season can last through the end of May. And with COVID-19 it’s more important than ever to get your flu shot. It will keep you, your family, and community from getting sick during this crucial time. You can get your flu shot at no additional cost* from in-network providers like pharmacies, limited service clinics, and your doctor if you have an upcoming appointment.
Follow these steps, so you can plan out the easiest and safest way to get vaccinated:
- Find a location near you using vaccinefinder.org.
- Verify the location is in your network by signing in to MyBlue and visiting Find a Doctor & Estimate Costs.
- Make an appointment ahead of time, if possible. If not, ask when there are slower times during the week.
*CDC-recommended flu vaccines are covered in full when administered by an in-network provider. Exceptions may apply. Check your plan materials for details.
Added Behavioral Health Coverage for Children and Adolescents
Beginning January 1, 2021, upon plan renewal, Blue Cross Blue Shield of Massachusetts will cover the following behavioral health services for members under 19 years old:
- Family Support and Training (FS&T): medically necessary education for a child’s parent or caregiver, given in the home, to help resolve the child’s emotional or behavioral health needs and identify additional services and support in their community.
- Therapeutic Mentoring (TM): medically necessary services for a child, given in the home, to support the child’s social functioning, especially after an emotional or behavioral health disorder diagnosis. TM services may include supporting, coaching, and training the child in age-appropriate behaviors, interpersonal communication, problem-solving, conflict resolution, and relating appropriately to other children, adolescents, and adults.
These new services are in addition to the Intensive Community-Based Treatment (ICBT) behavioral health services we already cover for children and adolescents:
- In-Home Behavioral Services: Behavior Management Monitoring and Behavior Management Therapy
- In-Home Therapy: Therapeutic Clinical Intervention and Ongoing Therapeutic Training and Support
- Intensive Care Coordination
- Community-Based Acute Treatment for Children and Adolescents (CBAT)
- Intensive Community-Based Acute Treatment for Children and Adolescents (ICBAT)
- Mobile Crisis Intervention (MCI)
ICBT offers a family- and home-based treatment approach for children and adolescents; CBAT and ICBAT are forms of acute residential treatment. Wrap-around services are community-based interventions developed by a multidisciplinary team and personalized to focus on the strengths and needs of the child or adolescent and their family. ICBT services given outside Massachusetts may vary based on the state. Your Evidence of Coverage and other benefit documents will be updated when your plan is renewed.
If you have questions, call the Member Service number on your ID card.
Upcoming Prior Authorization Changes for Medications Covered Under the PPO and EPO Medical Benefit
Beginning January 1, 2021, we’re adding Prior Authorization requirements for members with PPO and EPO plans for certain medications covered under the medical benefit. In order for you to receive coverage for the medications included in the list, your doctor must first obtain Prior Authorization from us. If you’re currently using one of the listed medications, you’ll need an approved authorization to receive continued coverage.
To see the full list of medications that will require Prior Authorization, go to the Medication Lookup Tool and select Medical Benefit Prior Authorization Medication List under Important Information.
When coverage is requested for a medication that requires Prior Authorization, we review the request to determine whether the medication is medically necessary. We base the review on the patient’s diagnosis and medication history, as well as U.S. Food and Drug Administration and other evidence-based guidelines.
Prior Authorization is required for these medications when administered:
- In a clinician’s or physician’s office
- By a home health care provider
- By a home infusion therapy provider
- In an outpatient hospital or dialysis setting
This change doesn’t affect medications received in inpatient, surgical day care, urgent care, and emergency department settings. It also doesn’t apply to members of the following:
- Federal Employee Program
- Medex®´
- Managed Blue for Seniors
- Medicare*
- Indemnity
*Some Medicare plans have Prior Authorization requirements for medications. Please see your plan benefits for more details.
Benefits of Prior Authorization
- Ensures that covered medications are safe, effective, and medically necessary
- Avoids surprise out-of-pocket costs by confirming coverage before getting treatment
Questions?
If you have any questions, please call Member Service at the number on the front of your ID card.
This Year’s Flu Shot Is Crucial
COVID-19 means getting your flu shot is more important this year than ever. It will help keep you, your family, and community from getting sick. And it could keep you out of the doctor’s office at a time when so many others may need critical care. Plus, getting a flu shot is no-cost* and safe.
Where You Can Get a Flu Shot:
- Your In-network Primary Care Provider
- Limited Service Clinics (such as a MinuteClinic®´ at CVS)
- Urgent Care Centers
- Community Health Centers
- Public Access Clinics (available in some cities and towns, and may be available at no charge)
- Hospital Outpatient Departments
- Skilled Nursing Facilities, for members in outpatient care, like physical or occupational therapy
- Home Health Care Providers (in your home, or at a flu clinic hosted by a home health care provider)
- Certified Nurse/Midwife's Office
- Physician Assistant’s Office or Specialist Physician’s Office
- Nurse Practitioner’s Office
- Pharmacies
Visit our flu page to learn more about the flu shot, how to avoid getting the flu, and where to get the flu shot at no additional cost. You can also visit vaccinefinder.org to find out where the flu shot is available in your area.
*CDC-recommended flu vaccines are covered in full when administered by an in-network provider. Exceptions may apply. Check your plan materials for details.
We’re expanding our behavioral health coverage for children and adolescents
Beginning July 1, 2019, Blue Cross Blue Shield of Massachusetts insurance coverage will include the following services for members under 19 years old when medically necessary:
- In-Home Behavioral Health: Behavior Management Monitoring and Behavior Management Therapy
- In-Home Therapy : Therapeutic Clinical Intervention and Ongoing Therapeutic Training and Support
- Intensive Care Coordination
- Community Based Acute Treatment for Children and Adolescents (CBAT)
- Intensive Community Based Treatment for Children and Adolescents (ICBAT)
- Mobile Crisis Intervention
We already provide coverage for Community Based Acute Treatment for Children and Adolescents (CBAT), Intensive Community Based Treatment for Children and Adolescents (ICBAT), and Mobile Crisis Intervention. We refer to CBAT and ICBAT as Acute Residential Treatment or Subacute Care.
Effective July 1, 2020, coverage will include medically necessary Family Support and Training as well as Therapeutic Mentoring.
For questions about your health coverage, claims, and benefits, call the Member Service number on the front of your ID card.
Expanded coverage for fluoride supplements
Bright Futures, led by the American Academy of Pediatrics, has revised its recommendations for fluoride supplements to prevent dental cavities in children. As a result, effective January 1, 2019, as a one-day change, we’re updating our commercial medical plan coverage to reflect these changes, ensuring compliance with Preventive Services under the Affordable Care Act (ACA).
Our new coverage expands the age range to six months through 16 years of age. This benefit will be available at a $0 cost share for fully insured and self-insured non-grandfathered plans, as well as grandfathered accounts that adopted the ACA’s Preventive Services benefits. Coverage is subject to other health plan network requirements and provisions.
Help for members affected by California wildfires
As deadly wildfires continue to burn in California, Blue Cross Blue Shield is committed to providing support to all of our members who live in affected areas. To expedite access to care, we’re adjusting the following policies for members in impacted areas, including:
- Allowing early refills of prescription medications
- Waiving referral, authorization, and pre-certification requirements for medical and pharmacy services in areas that have been declared federal disaster zones
- Offering medical and behavioral health visits through Well Connection at no cost, with no copayments and no deductibles
Questions or concerns?
You can call Member Service at the number on your ID card or 1-800-262-2583. You can also call our 24/7 Nurse Care Line at 1-888-247-2583 to talk to a registered nurse.
Help for members affected by Hurricane Michael
Blue Cross Blue Shield of Massachusetts is saddened by the impact of Hurricane Michael. We’re committed to providing support to all members who live in affected areas of Florida. To help expedite access to care, we’re adjusting the following policies for members in impacted areas, including:
- Allowing early refills of prescription medications
- Waiving referral, authorization, and pre-certification requirements for medical and pharmacy services in areas that have been declared federal disaster zones
Questions or concerns?
You can call Member Service at the number on your ID card or 1-800-262-2583. You can also call our 24/7 Nurse Care Line at 1-888-247-2583 to talk to a registered nurse.
Prior authorization request required for genetic testing
Beginning January 1, 2019, your doctor will need to request prior authorization from us before we cover the cost of certain genetic tests. What are genetic tests? These tests can help identify medical risks that run in your family or find any DNA changes related to a specific disease. If a doctor requests these procedures for you, he or she may also suggest genetic counseling to help you better understand the test results.
The following genetic tests will require prior authorization:
- DNA testing of hereditary heart disease risks
- DNA testing of hereditary cancer risks
- Testing to detect changes in DNA which may indicate a specific disease or condition
- Testing to help select proper medication and dosing regimens
- Prenatal screening and diagnosis of specific conditions
- DNA testing of tumor cells
- DNA sequencing to understand a current health or medical issue
To learn more about these procedures, read our fact sheet.
What is prior authorization?
The prior authorization process ensures you receive health care services that are medically necessary for you and covered by your health plan.
Questions?
If you have any questions, call the Member Service number on the front of your ID card.
Contraceptives mandate in Massachusetts
On Monday November 20, 2017, Governor Baker signed into law the Advancing Contraceptive Coverage and Economic Security in our State (ACCESS) bill. This law requires coverage with no cost share for the following contraceptive methods and services for women:
- Food and Drug Administration (FDA)-approved contraceptive drugs, devices and other products (excludes male condoms)
- FDA-approved over-the counter emergency contraception
- Voluntary female sterilization procedures
- Patient education and counseling on contraception
- Follow-up services related to the drugs, devices, products, and procedures
Dispensing requirement
By Massachusetts state law, contraceptives can be dispensed for an initial fill for a 3-month period and then, a 12-month period. A prescription may be dispensed all at once, or over the course of the 12-month period, regardless of coverage.
Who does this impact?
As a Blue Cross Blue Shield of Massachusetts member, contraceptives are already covered, so you'll experience no disruption to your plan or coverage.
Questions?
Contact Member Service using the number on your ID card for help with any questions related to your health plan.
You're getting access to more dentists
Beginning January 1, 2018, Dental Blue® members will be able to get service from nearly 122,000 dentists, and 300,000 provider locations across the country through our Dental Blue National Network. This new network is one of the largest in the country, and is nearly twice the size of our current national network. To reflect this change, you'll receive a new member ID card in November. In addition, we've updated our online Find a Doctor & Estimate Costs tool to include zip code and plan type searches, making it easier for you to find nearby dentists and locations. You also won't have to conduct separate searches for dentists outside Massachusetts.
Support for our members impacted by recent hurricanes
Blue Cross Blue Shield of Massachusetts is saddened by the impact of Hurricane Irma. We're committed to providing support to all our members who live in affected areas of Florida and Puerto Rico. To help expedite access to care, we're adjusting the following policies for members in impacted areas:*
- Allowing early refills of prescription medications
- Waiving referral, authorization, and pre-certification requirements for medical, pharmacy and dental services
- Processing claims for services rendered by out-of-network providers at the member's in-network level of benefits
If members have questions or concerns
Members can call Member Service at the number on their ID cards or 1-800-262-2583. They can also call our 24/7 Nurse Care Line at 1-888-247-2583 to talk to a registered nurse.
If you have questions, please contact your account executive.
*The adjusted policies will be in place for four weeks and reevaluated as necessary.
Enhancements to imaging and sleep management programs
We're improving how we manage our imaging and sleep services, increasing the quality and efficiency of both services for members and employers. We now require prior authorization for all imaging and sleep services included in our management programs. AIM Specialty Health (AIM) will manage authorizations. AIM has experience managing imaging and sleep services for our HMO members, as well as for most other Blue plans with approximately 42 million lives under management across the country.
For our HMO members
The imaging management program, which has been in place since 2005, will move to a full Utilization Management (UM) program for procedures that require a pre-service prior authorization. A UM program requires a Medical Necessity determination prior to the coverage of services. We'll continue to exclude certain provider groups in Massachusetts from the management process when those groups meet established criteria.
Your sleep management program, which has been in place since 2013, already requires authorization before the service, and so is unchanged.
All provider groups in Massachusetts participate in this process.
For our PPO members
New requirements for pre-service authorization will go into effect for in-state and out-of-state services. As a result of this change, if out-of-state PPO members don't obtain pre-service authorization, they'll be financially responsible for the cost of services. As with our HMO programs, some Massachusetts provider groups may be excluded from the management requirements for imaging, and all provider groups are required to participate in the sleep management program.
Learn more
To learn more about these enhancements and how they impact you, please review our fact sheet here.
Questions?
If you have any questions, please contact Member Service using the number on the front of your Member ID card.
Coverage for 3D mammograms begins in 2017
Regular screenings are the best way to find breast cancer at an early stage, when treating the disease has the highest success rates. Blue Cross Blue Shield of Massachusetts suggests that members talk to their doctor about the benefits and timing of mammogram screenings for their age and health history. In addition to coverage for standard mammography screenings, on January 1, 2017, we began providing coverage for 3D mammograms (digital breast tomosynthesis), subject to the same guidelines as standard mammograms.
Provider tier update for Blue Options v. 5 and Hospital Choice Cost Sharing
As a result of favorable improvements in the following hospitals' cost or quality performance, we updated their tier in our Blue Options v.5 benefit designs and Hospital Choice Cost Sharing benefit designs. This one-day change is effective for all plans and accounts on January 1, 2017. With this update, members will have lower out-of-pocket costs when receiving services at these hospitals.
Blue Options v.5
Hospital | Previous Blue Options Tier | New Blue Options Tier | Reason for Tier Improvement |
---|---|---|---|
Sturdy Memorial Hospital | Basic Benefits Tier | Standard Benefits Tier | Met moderate cost benchmark |
Nashoba Valley Medical Center | Standard Benefits Tier | Enhanced Benefits Tier | Met quality benchmark |
Hospital Choice Cost Sharing
Hospital | Previous HCCS Cost Share | New HCCS Cost Share | Reason for Tier Improvement |
---|---|---|---|
Sturdy Memorial Hospital | Higher Cost Share | Lower Cost Share | Met moderate cost benchmark |
If you have any questions, please contact your account executive.
Safely dispose of expired or unwanted drugs on October 22, 2016
Medications don't last forever. Over time, their chemical properties change, making them less effective and even dangerous. The U.S. Drug Enforcement Administration's next National Prescription Drug Take Back Day is on Saturday, October 22, 2016, from 10:00 a.m. to 2:00 p.m.
Now is a great time to go through your medicine cabinet and check the expiration dates on your medications on everything from aspirin to prescription drugs. Take all those expired medications and bring them to your local disposal location. To find Take Back locations in your area, please use the U.S. Drug Enforcement Administration's search tool.
Blue Options and Hospital Choice Cost Sharing update on provider tiers
As of January 1, 2016, we updated the hospital and primary care provider tiers for our Blue Options and Hospital Choice Cost Sharing (HCCS) plans.
Why we updated our tiers
In order to maintain the affordability of our tiered network plans, we periodically review and update our tiers based on the most current provider data. This process encourages the hospitals and doctors in our networks to continue to improve their cost and quality performance.
We analyze our tiers based on standard performance measurement principles accepted by local and national physician leaders and measurement experts. This is our fifth update to our tiered network plans.
How the update affects you
The tier update will change the costs for care received from some doctors and hospitals. Your costs may go up or down, depending on whether a tier is changed for any of your doctors or hospitals.
If you're a Blue Options member, the tier changes will go into effect when your plan is renewed. If your plan includes Hospital Choice Cost Sharing, the tier changes was effective for all members on January 1, 2016. The tier update will be identified on member ID cards and in our provider directory as Blue Options v.5.
To find the benefits tier of a provider, use our search tool at Find a Doctor & Estimate Costs. The new provider tiers will be available October 1, 2015.
As of January 1, 2016, members of our HMO Blue New England Options plans have access to tiered providers in New Hampshire. This change was effective on your plan renewal. The plans include:
- HMO Blue New England Options
- HMO Blue New England Options Deductible
- HMO Blue New England Options Deductible II
- HMO Blue New England Options Deductible III
Members in these plans already have access to participating providers from six networks within the New England states. These members will continue to have access to the same network of providers as they do today in New England.
However, New Hampshire doctors and hospitals have been placed into one of two benefit tiers. Member costs for care from some doctors and hospitals in New Hampshire have changed, depending on the new tier a doctor or hospital is in.
A network primary care provider or network hospital in NH will now be either:
- A Tier 1 (Enhanced Benefit Tier) provider
- A Tier 2 (Standard Benefits Tier) provider
Network doctors and general hospitals in the New England network located outside of Massachusetts or New Hampshire will continue to be in the Enhanced Benefits Tier.
For New England plans with the Hospital Choice Cost Sharing feature, there is no change to the member's cost share. All New Hampshire hospitals are considered "Lower Cost Share".
To find the benefits tier of a provider, use our search tool at Find a Doctor & Estimate Costs. Search for HMO Blue New England Options v.5.
Important changes to your medical benefits in 2016
On January 1, 2016, some of your benefits will change to keep your plan current with the Affordable Care Act. There is nothing you need to do—we simply want you to be aware of the upcoming changes.
Out-of-pocket costs
- Maximum out-of-pocket limits will be $6,850 per individual and $13,100 per family.
- Maximum out-of-pocket rules for HSA-qualified Saver plans will ensure no one member pays more than the individual out-of-pocket maximum.
- Your copayments, co-insurance, or deductibles may change.
Pediatric dental benefits
Pediatric dental coverage will be extended through the end of the month a child turns 19.
Pharmacy coverage
- A new tier for lower-cost generic medications (Tier 1) is being introduced.
- Instead of a 3-tier pharmacy benefit, you will have a new 4-tier pharmacy benefit.
- Out-of-pocket cost will be waived for qualified smoking cessation drugs.
- Certain formulary exceptions will change.
Provider tiers update: Blue Options and Hospital Choice Cost Sharing plans
- The tier update will change your costs for care received from some doctors and hospitals.
- Your costs will go up or down depending on the new tier your doctor or hospital is in.
Provider tiers update: HMO Blue New England options
- Members will have access to tiered providers in New Hampshire.
- New Hampshire doctors and hospitals will be placed into one of two benefit tiers.
- Member costs in NH will change depending on the new tier a doctor or hospital is in.
- For plans with the Hospital Choice Cost Sharing feature, there is no change to member out-of-pocket costs.
New plan designs for individuals
You will have more plan choices! We are pleased to announce several new plan designs, effective January 1, 2016:
- Access Blue New England Saver $2,500
- Access Blue New England Saver $3,000
- HMO Blue New England $1,000 Deductible with Copayment with Hospital Choice Cost Sharing
- HMO Blue New England $1,500 Deductible with Hospital Choice Cost Sharing
- Preferred Blue PPO Options Deductible II
- Preferred Blue PPO Options Deductible III
Get ready for our newly improved Find a Doctor and Estimate Costs tool!
Providing you with simple and actionable information regarding provider health care cost and quality is an important ingredient in helping you take control of your health care. Later this year, we'll unveil our newly redesigned Find a Doctor and Estimate Costs tool, giving you a better user experience. Soon you will be able to:
- Conduct intuitive searches making it easier to find what you need, when you need it
- Compare up to 10 providers side-by-side
- Read and write reviews on doctors
- Access an expanded selection of cost estimation features
Signs a child may need
mental health support
As parents and caretakers, we do all we can to provide our kids with a happy and stress-free upbringing. But children, like adults, experience mental and emotional ups and downs, with better days than others.
If you’re worried about your child’s mental health, you’re not alone: an estimated 20% of children and young people from 3 to 17 years old in the United States have a mental, emotional, developmental, or behavioral disorder. There are ways you can help your child, signs you can look for to determine whether professional support may be appropriate, and resources to help ensure that your child receives the right care.
THE IMPACTS OF TODAY'S WORLD
Life is full of experiences that shape our worldview. Events like pandemics, natural disasters, and traumatic episodes can be scary and may impact your child’s mental health. It’s important to do everything we can to help build resilience in our children and promote mental health awareness. Positive involvement in their lives, supporting healthy risk-taking, and demonstrating the value of overcoming obstacles with personal examples are just a few of many ways to help protect young minds.
IDENTIFYING POSSIBLE WARNING SIGNS AND SYMPTOMS
Children of all ages can go through mental health challenges, some as a result of serious hardships in their own lives or the lives of family members. It’s helpful to know the signs of anxiety, depression, and other issues as you determine if your child may need help.
Identifying mental health challenges early can benefit their long-term mental and physical health. Fifty percent of all lifetime mental illness develops by the age of 14, according to the National Alliance on Mental Illness. Download the guide below for signs to look for by age.
FINDING CARE OPTIONS
If you’re looking to support your child’s mental health and find the right care for them, a great first step is to talk to your pediatrician, whose professional advice and familiarity with your child’s development will be beneficial. Blue Cross Blue Shield of Massachusetts members don’t need referrals to seek therapy, but it’s important to keep your pediatrician updated on external care your child receives.
The American Academy of Child and Adolescent Psychiatry has a list of different types of therapists who may be able to help your child, depending on the child’s needs. Therapists can evaluate your child’s mental health and talk through techniques that can help, while a psychiatrist can diagnose mental illnesses, and prescribe medication if needed.
Choosing the right therapist
There are several ways you can find the right mental health support for your child:
- You can ask friends, family members, or your pediatrician for recommendations
- You can research therapy practices, and make calls to find the right fit
- Members can sign in to MyBlue to explore personalized in-person and virtual mental health care options that fit their needs, which may include:
Well Connection, which provides your child with virtual therapy from licensed providers anywhere in the United States.
Learn to Live®’, a self-guided program for children age 13 and older that lets them get support at their own pace. They can take a seven-minute assessment, and participate in programs designed to provide support for people dealing with conditions including social anxiety, mild depression, and substance use.
If your child is using self-guided programs, or consulting with a therapist via telehealth, offer them a quiet, private space.
Remember that as children grow and enter their teenage years, mental health can become more complex. You know your child best, so trust your instincts and use available resources to help determine if you and your child should seek professional help.
SEEKING MENTAL HEALTH CARE TOGETHER
You want your child to feel loved and supported. It’s important to show your child that you’re there to listen, provide support, and ease their concerns. Share your own feelings so they see that mental health challenges are normal. Understanding how to support their mental health, and taking the right steps to guide them toward professional care, will lead you and your child toward a healthier and happier life.
Caring for a loved one, especially guiding a child or adolescent through the process of seeking professional help for mental health, can be overwhelming. Be sure to take care of yourself, physically and mentally.
Is Therapy Right For Me?
Young, old, and anywhere in between — caring for your mental health is important. Just as you would see a cardiologist for a heart issue, or an orthopedist for knee pain, a therapist can provide guidance for your mental health.
You don’t need to consider your mental health challenges “serious” to seek out a therapist. Some people pursue therapy to help manage a diagnosed mental illness, while others visit a therapist simply to have someone listen and provide guidance and support in a judgment-free setting.
How can therapy help me?
To start, it may be helpful to self-examine your mental well-being. The National Alliance on Mental Illness (NAMI) has a helpful list of the most common indications that therapy may help, including:
- Experiencing ongoing conflict with family or friends, or feeling isolated or alone
- Having trouble focusing on work, school, or other daily tasks
- Using a substance to cope with issues in your life
- Thinking about harming yourself or others
Connecting with a therapist may help sort through circumstances, including:
- Being in a relationship (with your partner, a family member, or a friend) that has hit a rough patch
- Coping with anxiety or depression
- Needing more confidence in your professional or personal life
- Wanting to set time aside to think about your own needs and goals
- Needing a confidential, safe space to talk about whatever is on your mind
If you’ve been to a therapist before but didn't achieve the desired results, don’t feel discouraged. The relationship between you and your therapist is a deeply personal one, and you need to find a therapist who is most compatible with you. It may take a few tries to find the best fit.
It’s all about what’s right for you
If you feel that therapy may be right for you, start by exploring National Alliance on Mental Illness (NAMI)’s list of the types of professionals available to help.
If you decide that therapy doesn’t seem right for you, there are other options to explore. Your Blue Cross Blue Shield of Massachusetts benefits may offer access to online self-guided programs, such as Learn to Live, to help with mild to moderate anxiety, depression, insomnia, substance use, and more, as well as improve overall emotional health. Sign in to MyBlue to see if your plan offers access to the tool. Blue Cross wellness and holistic options can also provide benefits for mental and overall well-being.
Also, keep in mind that there’s a direct connection between mental health and physical well-being. Regular exercise can help boost your mood and energy levels.